Money Shopper International

Auto Loans & Finance

There are two principle ways most people will apply for Car Loans/Finance to purchase a car on credit. One route is by getting an unsecured Personal Loan from a lender such as a bank. The second and perhaps more common route are to get Car Finance secured against the purchase of the car itself.  There are Car Finance providers that specialize in this. Obtaining this kind of finance is probably considered a little bit easier because the risk to the lender is significantly reduced by the fact that the finance is secured directly against the car until the loan has been satisfied.

Most Auto Finance providers set down basic criteria for automatic loan approval:

• 18 years old or over
• US citizen with a permanent US address
• 12 months in either full time or self-employment
• You can pay by direct debit
• Have a full driving license
• Have a phone
• Buy from an approved licensed US motor dealer

Even if you do not seem to perfectly match the above criteria it is still worth putting in your application. The Auto Finance providers listed here take a sympathetic line in their lending criteria when dealing with difficult cases, such judgments, adverse credit or self employed.

HSBC Auto Finance – puts you in control of your new or used car financing whether you have great or less than perfect credit.

NB: HSBC Auto loans are not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, South Dakota, Vermont, West Virginia, Wyoming, and Washington DC.

CitiFinancial Auto – is a member of Citigroup, the largest financial services company in the world. Being one of the largest in the auto finance industry, CitiFinancial Auto provides competitive rates on loans for financing the purchase of cars and light trucks from franchise dealers in most states.

CitiFinancial Auto makes it easy to buy a new or used car through our hassle-free online loan application process. Your financing can be in place before you visit the dealership. If you’re approved, we will overnight you a loan package, including a check you can use to buy the vehicle. We offer competitive rates with no application fee.

1-800 Auto Yes – we make auto loans EASY. We help thousands of people every day, regardless of problems with bad credit or no credit at all, and we can help you, too! Remember, even if you've been turned down for a loan before - we can help you get the financing you need!

• We never let your credit past dictate your driving future!
• Our FREE, no-obligation application is fast and easy!
• ALL Applications are instantly accepted for review!
• We deal with thousands of highly qualified nationwide dealers!
• We help more than 100,000 people every month!
• Virtually all Makes and Models are available to choose from

You'll quickly be contacted by one of our no-hassle, local, participating auto dealers who will assist you with the approval of your loan and the choosing of your new or used car. What are you waiting for? It's FREE and there's no obligation. Apply now and drive away tomorrow!

RoadLoans – Auto Finance Made Easy! Get an auto loan even if your credit is less than perfect.  Upon approval, receive a check overnight, which enables you to shop like a cash buyer! Customer quote: "The RoadLoans team is great! We never thought getting a loan could be so easy! Apply online today.

E-LOAN – is an online consumer direct lender dedicated to providing borrowers across the credit spectrum with a more enjoyable and affordable way to obtain mortgage, auto and home equity loans.

• No lender fees, no hidden costs
• Loan decision in less than 10 minutes
• Streamlined process - less paperwork
• Expert, one-on-one service
• Plus mortgage and auto of calculators

Capital One Auto Finance – offers: 

• A broad range of vehicle financing products - from new or used auto loans to motorcycle financing, auto refinancing or lease buyouts
• Great low rates - among the industry's most competitive
• Blank Check(R) buying power - buying a car has never been easier
• Application response in 15-minutes - getting customers on the road as soon as tomorrow

DriverLoans.com – The #1 auto loan network.  Every day, we help thousands of people search for an auto loan online, and with good reason- No one is better than us at getting you approved regardless of your credit!  Put our nationwide lender network to work for you and find an auto loan right in your area!

AutoLoanSoup – is your one-stop service to locate the auto loan lender that is just right for you. AutoLoanSoup has a network of lenders and is designed to provide you with an auto loan no matter what your credit history. By simply completing our short registration form, you will be offered up to six different lenders based on your individual situation.

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